benefits of having a life insurance

21 December 2011

Do you really know what Life Insurance is? It is a contract between an insurance policy holder, the person who bought the policy, and an insurer, the company who sold the policy, where the insurer promises to pay a designated beneficiary, of the person who bought the policy, a sum of money upon the death of the insured person.


If the head or the main breadwinner of a family dies or become critically ill, the family won't have to worry much about their finances if he/she has a life insurance availed beforehand. The main benefit is really about the financial stability of the family left behind.

safe online social network for kids

I have been hearing about Club Penguin from my son for months already. His friends have been playing on this social networking gaming site for kids instead of facebook games. I once in awhile allow my son to play after he’s done with homework and studying for his quizzes.

The main focus of Disney's Club Penguin is child safety and the suitability of the game to children. So for this holiday break, instead of buying something for me *sob*, I bought a one month membership for my son.

sterling silver 2011 charm beadaholique
sterling silver charm pendant from beadaholique

My son has been playing with a free membership for the past few months. But in order to access a range of additional features, like ability to purchase virtual clothing and furnitures through the use of in-game currency, a paid membership is required.

club penguin


Club Penguin is an online game for kids where players use cartoon penguin avatars and play in a winter-set virtual world. The game was designed by New Horizon Interactive, company was purchased by Walt Disney in 2007, for kids 6 - 14 years of age.


Disneys Club Penguin


The major focus on designing Club Penguin is child safety and the suitability of the game to children. Lane Merrifield, one of the developers stated, "the decision to build Club Penguin grew out of a desire to create a fun, virtual world that I and the site's other two founders would feel safe letting our own children visit".


Although free memberships are available, paid memberships allow players to access a range of additional features like ability to purchase virtual clothing, furniture, and in-game pets called "puffles" for their penguins through the use of in-game currency.

my sisters wedding

06 December 2011

My sisters wedding is exactly 2 months from now. I already have a few dresses on my closet so I don't need to buy one for myself. Online fashion websites are a big help in updating one's wardrobe. So each time I go to the mall and I see clothes similar to what I've seen online, which I look good on and not that expensive, I buy it right away. I remember how the world wide web helped my sisters get inspirations for the latest prom dresses.


Back to my sisters wedding. As I have said, I just need to choose a dress from my closet but I completely forgot that my son needs something to wear for the wedding also. I still have a lot of time to browse online shops or visit the mall. Hopefully, I get to find one in time for the wedding.

How to teach young child to be responsible


Your role as a parent doesn’t start and end with taking care of everything your child needs. You have the responsibility of teaching your child to be responsible as well. When is the best time to start teaching about responsibility? The sooner, the better. Gradually though, we don’t want to overwhelm them. Instead of being responsible, they might end up hating responsibility.



I started teaching my son to be responsible with his health when he was barely a year old. How? I never allowed him to eat processed food. Now that he’s 10 years old, he loves eating fruits and some vegetables. He knows the importance of eating the right kind and amount of food.


At 7 years old, I gave him the responsibility of throwing the trash after dinner, in the garbage chute. I turned over to him the responsibility of making sure that all books are arranged well in the bookshelf.


At 10 years old, I gave him the task of folding small items from the laundry, after I wash it, and putting everything in the right place in the closet.


The older he gets, I will add more chores for him to do. Hopefully, this will help prepare him for more heavier responsibilities after finishing school.


What about your kids? Do they already have small responsibilities in the house?

electric fan for people with allergies

My son has allergic rhinitis. It gets aggrevated when he gets exposed to dust or a dusty environment. But because of technological advancement, more and more things that can make people's lives easier are getting invented each day. Gone are the days when we still have to rack our brains how to install a security camera, there are now brands that offer wireless security cameras.

bladeless fan

And people suffering from allergies need not worry about dust from electric fans anymore because bladeless fans are now available in the market. Since its fairly new, it is still very expensive. I first saw it on a deal site, still hard on the pocket even when it's already on sale. Maybe when the hype about it has subsided, it will be more affordable.

cellular phone for kids

My son wants to have his own cellular phone. I actually gave him one about a year or two ago but he seldom use it. His school doesn't allow grade schoolers to bring any gadget in school, including cellular phones. I could already buy a nice dress with what I spent on his mobile phone, a few since his is the cheapest in the market, so I told him I won't buy him a new one anymore.

prepaid cell phone for kids

Kids his age don't need a mobile phone yet. I had one when I was 23 years old already, a few years after the first brand of cellular phone was launched. Although he'll get left out, since most of his peers own high-end mobile phones, I want teach him that he can't have everything that he wants.

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